SoftPOS
White-label SoftPOS for Android
Tap to Phone on a device the merchant already owns, running on the Switchio platform. PCI MPoC certified, launched under your brand, activated with a nine digit code instead of a delivery van.

Why SoftPOS
Turn any smartphone into a payment terminal.
Tap-to-phone payments made effortless. Transform standard Android devices into secure payment terminals with all the features of a traditional counter checkout.
- The same applicationSoftPOS delivers the interface and the functions of Switchio Pay for Android, with contactless transactions only.
- No extra hardwareThe phone the merchant already carries becomes the terminal, using its own NFC.
- Your brandWhite label from the first screen, so the merchant sees your name and your colours, not ours.
- PCI MPoC certifiedThe solution is certified against the PCI MPoC standard for payments on commercial off the shelf devices.
- Onboarding without a visitA nine digit activation code is generated during terminal onboarding and distributed securely.
- One platform behind itTransactions run through the same switch, rules and reporting as the terminals in the fleet.
Not only phones
Phones, tablets and industrial handhelds.
SoftPOS runs on Android devices with NFC, from a personal smartphone to a rugged handheld built for work in the field.
- Transport and ticketingHandheld validators and conductor devices for on-board fare collection.
- Delivery and logisticsCourier handhelds that take the payment on delivery.
- HospitalityPay at the table on phones or tablets.
- Healthcare and utilitiesField agents collecting payments during home visits.
- Micro-merchants and gig workersPersonal smartphones as a low-cost alternative to card readers.
Your brand on every Android phone.
Pick a colour and the phone follows. The full configurator carries 54 colour tokens, your logo and the export our SoftPOS team needs.
Six presets here, 54 colour tokens in the full configurator.
- PCI MPoC certified
- Android 11+ with NFC
- No extra hardware
Hold the card to the phone
How it works
Three steps to the first tap.
From the code generated during onboarding to the first card on the back of the phone.
Onboarding
The activation code is generated automatically as part of the terminal onboarding process.
Activation
The merchant installs your branded application and activates it with the securely distributed nine digit code.
First payment
The merchant accepts contactless payments by tapping a card or a phone on their device.
Secure by design
What it needs and who does what.
Certification and security
Built to the standard written for phones, not adapted from terminals.
- PCI MPoC certified solution
- Card data protected end to end by the platform
- Secure activation and merchant onboarding
- Contactless transactions only
Devices
Ordinary phones, no accessories and no dongles.
- Android 11 and newer
- NFC on the device
- Smartphones and tablets
- Cards and mobile wallets accepted
Who does what
The split we have with every SoftPOS partner.
- We provide the technology and the payment integration
- You provide the brand
- You provide the distribution
- You bring the merchants
FAQ
SoftPOS, answered.
What partners ask before the first rollout.
Does SoftPOS only run on phones?
No. Besides smartphones it runs on Android tablets and industrial handhelds with NFC, for example validators and conductor devices in transport, courier handhelds for payment on delivery or devices of field agents during home visits.
What is SoftPOS?
SoftPOS turns a smartphone or tablet into a payment terminal. The card or the phone is tapped on the back of the device, the NFC chip reads it and the payment runs through the Switchio platform, with no extra hardware in between.
Which phones does it run on?
Android 11 and newer with NFC. The merchant can use a phone they already own, which is what makes the rollout cheap compared with shipping terminals.
Is it secure enough for card payments?
The solution is PCI MPoC certified, the standard the card schemes wrote for accepting payments on ordinary devices. Card data is protected by the same platform that runs the certified terminals.
Can we launch it under our own brand?
Yes, that is the usual setup. You supply the brand, the distribution and the merchants, we supply the technology and the payment integration.
How does a merchant start accepting payments?
In three steps. The activation code is generated during onboarding, the merchant installs your branded application and enters the nine digit code, and the first tap can happen straight after.
Can we see our own colours before we decide?
Yes. The configurator takes your logo and your colours and shows the application as your merchants will see it, then hands the result to our SoftPOS team.
Talk to Us
Get an activation code for your SoftPOS demo.
Leave your details and the SoftPOS team sends you an activation code, so you can try the payment on your own phone.
Other ways to reach us
Email
info@switchio.comPhone
+420 577 110 411

